Teresa Helmick

Vice President; Branch Manager

Working at F&M Bank is a joy because of the people I get to interact with every day. I love the sense of family I have with my staff as well as my customers. I enjoy getting to know each of my customers as well as their families. I want to be a part of keeping hometown banking as an asset in the community.

I was born and raised in Elkton and raised a family here. I love the small town, family feeling and enjoy seeing my customers out and about doing everyday things. We live and work in the same community as our customers, so we truly care about their financial needs.

Outside of work, I like to go camping, attend church and its functions and spend time with my family. I’ve spent approximately 40 years in the retail banking industry and continue to enjoy serving my community.