In today’s uncertain interest rate environment, many potential homebuyers are understandably hesitant to commit to a mortgage. At F&M Mortgage, we understand the importance of flexibility and peace of mind when it comes to financing your dream home. That’s why we are excited to introduce RefiShield, a game-changing solution that puts you in control of your mortgage rates.
With RefiShield, you can confidently close your initial mortgage with F&M Mortgage, knowing that you have the option to refinance within 24 months if interest rates drop. This unique feature allows you to take advantage of lower rates and potentially save thousands of dollars over the life of your loan. But that’s not all. We want to make the refinancing process even more attractive for you. If you choose to refinance with F&M Mortgage within the eligible timeframe, we will cover up to $1,000 of your closing costs. This means you can enjoy the benefits of refinancing without the financial burden.
To take advantage of this exclusive offer, your purchase loan must close before December 31st, 2024. After the first 6 months of payments following the date of your initial closing, you become eligible for Refishield. This ensures that you have ample time to settle into your new home before considering refinancing options. Remember, RefiShield is a limited-time offer.
Don’t miss out on this opportunity to secure your future mortgage rates and save on refinancing costs.
Borrowers eligible for RefiShield if they purchase and close on a home with F&M Mortgage on or before 12/31/24 and subsequent refinance is after 180 days from date of closed purchase transaction. Valid for 24 months from purchase closing date only on the property from the original loan. Not valid if refinance product is an in-house F&M Bank serviced loan. Refinance must close with F&M Mortgage to receive closing cost credit on final Closing Disclosure, not redeemable for cash. Borrowers must qualify for loan approval at time of refinance & the refinance is not guaranteed. Promotion is subject to change without notice. $1000 credit for loan amounts $200,000 and above. $500 credit for loan amounts $100,000 to $199,999. $250 credit for loan amounts under $100,000.
