Drive More Sales With Our Merchant Account Services.
F&M Bank offers merchant account services to businesses accepting or looking to accept credit and debit cards as payment. With credit card use on the rise, our merchant services give you the opportunity to increase your sales at affordable rates for both small and large businesses. Local support from our conveniently located branches means you get the help you need when you need it.
We Modernize Local Businesses.
Take care of all your payment needs with our merchant services program. Whether you need to accept payments in your store, online, or on-the-go, we’ll help you find the right products. With the best in payments technology and the highest level of customer service, your business will succeed in today’s market.
Whatever you need, we have the right solution.
- Accept credit card payments through iOS or Android devices
- Software for storing your client database and setting up recurring billing
- Shopping cart integration
- QuickBooks Sync Pay integration
- Point of Sale systems that track time and attendance, and manage inventory
- Full service payroll
- Gift cards, loyalty programs, and more!
We offer guided service from a knowledgeable team ready to assist your business with the best ways to maximize your profits while minimizing your costs.
What is Clover?
F&M Bank partners with First Data to bring you Clover, a single POS system that can meet the ever-changing needs of modern small business owners. Choose the option that best aligns with the way you do business: Clover Station, Clover Mini, Clover Mobile, or Clover GO.
What types of businesses use Clover?
The short answer is that any and all kinds of businesses can use Clover. If you’re looking for the best point of sale system for restaurants, grocery stores, retail, food trucks, bars, hair salons, or any other type of small business, Clover has a solution that will fit your needs⸺and your budget.
One Platform To Do It All
Business owners can customize Clover with a full suite of integrated business management apps. And with the addition of the First Dataâ„¢ FD40 device, owners will be prepared for chip card payments and Apple Pay.â„¢
Clover Business Solutions
- Clover Stationâ„¢: All-in-one business management system that simplifies day-to-day operations and helps you to better engage with customers. Accept payments, track inventory, manage employees, execute loyalty programs, and more.
- Clover Miniâ„¢: Our sleekest payment terminal to help you save space and time. Accept multiple payment types, protect sensitive information, set up a loyalty/rewards program, and get all of the flexibility you need without hassle or clutter. The Clover Miniâ„¢ is portable and runs on cloud-based software, so you can check your business information from any device.
- Clover Mobileâ„¢: A high-powered and portable handheld device for all of your on-the-go POS needs. Clover Mobileâ„¢ offers the same features as its larger counterparts including payment acceptance, fraud protection, rewards/loyalty program, inventory management, and business insights.
- Clover Goâ„¢: Need to accept payment at a job site? Selling your wares at a farmers market or craft fair? Bring your business with you with Clover Goâ„¢. You can accept card payments, set tip and tax rates, and email or text customer receipts from any smartphone or tablet device with cellular data or a wifi connection. Also offers 24/7 customer support, as well as sales activity reporting and insights.
Partner with F&M Bank for payment processing and POS solutions.
Grow your business by expanding the variety of payments you can accept. Contact our commercial support team by emailing BusinessSolutions@fmbankva.com today.
F&M Bank Keeps A Close Eye So You Rest Easy.
We offer fraud and technical support to every business service we offer. Your local team provides monthly statements and reports, chargeback and fraud assistance, and technical support for all POS terminal options and accounting features. The success of your business fuels growth and prosperity in our community, making it a better place for our whole team.
If our bank processes credit card payments for your business, you have a PCI security compliance requirement which is done online. Each merchant needs to log in to a secure website to complete the procedures.
Existing customers received a letter in November 2009 which contained login information. New customers receive login information soon after they open their merchant bankcard account.
Every merchant who stores, transmits or processes cardholder information is required to maintain compliance with the PCI DSS (Payment Card Industry Data Security Standard). In support of this important industry mandate, we require all merchants to validate their PCI DSS compliance status with us. This validation must be done on an annual basis. If you haven’t already done so or if it has been a year since you last validated, please visit: https://www.pciapply.com/pci2/pci_fihd_login.aspx Failure to certify and maintain PCI Compliance may result in significant fees and fines. Please feel free to contact the PCI Compliance Helpdesk at (877) 277-1176 if you have questions or need assistance in any way. We appreciate your prompt attention to this important matter!
Contact your Merchant Card Representatives by emailing BusinessSolutions@fmbankva.com or call the PCIÂ Helpdesk at (877) 277-1176 if you have questions or need assistance in any way. We appreciate your prompt attention to this important matter!
Let Us Help You Get Started.
Are you ready to implement merchant account services into your business or switch to F&M Bank? Simply contact or visit one of our locations or make an appointment to get started! Our experienced team will walk you through the process of growing your sales and our local economy. Sign-up for merchant account services today!
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