F&M Bank offers credit card options to manage the cash expenditures of your whole team. Choose from the Visa Gold or the Classic Visa to buy supplies or pay for gas and receive a monthly statement detailing your expenses. With numerous branch locations throughout the Shenandoah Valley and beyond, our experienced professionals are local neighbors committed to the success of your business.
Visa Classic
Ideal For  |
Businesses needing a standard credit card. |
| Fee |
No annual fee |
| Percentage Rates |
Low annual percentage rates |
| Free Balance Transfers |
Yes |
| Convenience Checks |
Yes |
| Travel Accident Insurance |
Yes |
| ATM Cash Withdrawals |
Yes |
| Verified Visa Password Protection for Online Purchases |
Yes |
| Toll Free Travel Reservation Service |
No |
| Bonus Travel Dividends |
No |
| Auto Rental Discounts |
No |
| Auto Rental Insurance |
No |
| Credit Card Registration |
No |
| Key Registration |
No |
| Travel Protection (lost luggage, hotel theft insurance) |
No |
| Medical Assistance |
No |
| Vision Care |
No |
| Discount Pharmacy |
No |
| Personal Shopper |
No |
| Concierge Service |
No |
| Quarterly Newsletter |
No |
Visa Gold
| Ideal For |
Businesses with employees who travel extensively for work. |
| Fee |
No annual fee |
| Percentage Rates |
Low annual percentage rates |
| Free Balance Transfers |
Yes |
| Convenience Checks |
Yes |
| Travel Accident Insurance |
Yes |
| ATM Cash Withdrawals |
Yes |
| Verified Visa Password Protection for Online Purchases |
Yes |
| Toll Free Travel Reservation Service |
Yes |
| Bonus Travel Dividends |
Yes |
| Auto Rental Discounts |
Yes |
| Auto Rental Insurance |
Yes |
| Credit Card Registration |
Yes |
| Key Registration |
Yes |
| Travel Protection (lost luggage, hotel theft insurance) |
Yes |
| Medical Assistance |
Yes |
| Vision Care |
Yes |
| Discount Pharmacy |
Yes |
| Personal Shopper |
Yes |
| Concierge Service |
Yes |
| Quarterly Newsletter |
Yes |
| Visa Classic | Visa Gold | |
|---|---|---|
| Visa Classic | Visa Gold | |
| Ideal For | Businesses needing a standard credit card. | Businesses with employees who travel extensively for work. |
| Fee | No annual fee | No annual fee |
| Percentage Rates | Low annual percentage rates | Low annual percentage rates |
| Free Balance Transfers | Yes | Yes |
| Convenience Checks | Yes | Yes |
| Travel Accident Insurance | Yes | Yes |
| ATM Cash Withdrawals | Yes | Yes |
| Verified Visa Password Protection For Online Purchases | Yes | Yes |
| Toll Free Travel Reservation Service | No | Yes |
| Bonus Travel Dividends | No | Yes |
| Auto Rental Discounts | No | Yes |
| Auto Rental Insurance | No | Yes |
| Credit Card Registration | No | Yes |
| Key Registration | No | Yes |
| Travel Protection (lost luggage, hotel theft insurance) | No | Yes |
| Medical Assistance | No | Yes |
| Vision Care | No | Yes |
| Discount Pharmacy | No | Yes |
| Personal Shopper | No | Yes |
| Concierge Service | No | Yes |
| Quarterly Newsletter | No | Yes |
**Interest collected from the day cash advances and balance transfers post to the account. Due date will be at least 25 days after billing cycle. Interest is not charged on purchases if full balance is paid by due date of your business credit card**
