*No fee charged by Farmers & Merchants Bank for ATM transactions at other banks’ ATMs. Other ATM owners may charge a fee.
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"F&M Bank was the financial institution
to best handle our needs."
"F&M Bank heard our story and
believed in and supported our vision."
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Corporate Office
P.O. Box 1111
Timberville, VA 22853
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Office: 540-896-8941
Investor Relations
Financial Information
FMBM 20.94